You are your biggest asset and if something happens to you, what happens to your firm, your employees, and your clients? There's a few key pieces to the puzzle that can be set up so that your business keeps going should you not be able to. Learning Objectives: Learn about key person insurance - from a business owner, not an insurance broker. Learn about owner life insurance with the business as the beneficiary and why you want this. Learn about the value of an operating agreement and how this benefits you as the business owner.